Effective Date: 10 March 2026 · Last Updated: 10 March 2026
OweMe is a technology platform operated by OweMe, based in the United States and serving Australian consumers. OweMe helps Australian residents discover class action settlements they may be eligible for, based on their personal profile and usage history.
⚖️ OweMe is not a law firm, legal practitioner, or settlement administrator. We do not provide legal advice, file claims on your behalf, or guarantee any financial outcome. All settlement registration links direct you to official third-party settlement administrators.
By accessing or using the OweMe platform (oweme.com.au or oweme.vercel.app), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use the platform.
These Terms constitute a legally binding agreement between you and OweMe. We reserve the right to update these Terms at any time. Continued use of the platform after changes constitutes acceptance of the updated Terms.
By using OweMe, you represent and warrant that:
OweMe provides a personalised settlement matching service. Based on information you provide during onboarding (banks used, services subscribed to, state of residence), we identify Australian class action settlements you may qualify for.
⚠️ Matches are indicative only. Eligibility is determined solely by the relevant settlement administrator, not by OweMe. The presence of a settlement in your dashboard does not guarantee you will receive a payment.
All settlement information displayed on OweMe — including deadlines, estimated payment amounts, and claim URLs — is sourced from publicly available information including law firm websites, court filings, and government publications. This information may change without notice.
Estimated payment amounts are ranges only and do not represent a guarantee of what you will receive. Actual payments depend on factors including the number of eligible claimants, settlement fund size, and individual eligibility assessment.
OweMe provides links to official settlement administrator websites. By clicking "Register", you leave the OweMe platform and are subject to the terms and policies of the third-party administrator. OweMe has no control over and accepts no responsibility for third-party websites.
Access to full settlement details requires a paid subscription. OweMe offers the following plans:
All prices are in Australian Dollars (AUD) and include applicable GST where required.
Subscriptions are billed through Paddle, our authorised payment processor. By subscribing, you authorise OweMe to charge your nominated payment method on a recurring basis at the frequency corresponding to your selected plan. Charges are processed automatically at the start of each billing period.
You may cancel your subscription at any time via your account settings or by contacting us at support@oweme.com.au. Cancellation takes effect at the end of your current paid billing period. You will retain full access to your subscription until that date. No further charges will be made after cancellation.
OweMe offers a 30-day refund period on all subscription purchases. If you are not satisfied with your subscription for any reason, you may request a full refund within 30 days of your purchase date by contacting us at support@oweme.com.au. Refund requests received within 30 days will be processed promptly. Requests received after 30 days from the purchase date are not eligible for a refund.
Nothing in this refund policy limits, excludes, or modifies any rights you may have under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) that cannot lawfully be excluded or modified. If you believe you are entitled to a remedy under the Australian Consumer Law, please contact us at support@oweme.com.au with details of your claim. We will assess all requests in accordance with our legal obligations and respond within 14 business days.
If you believe you have been charged in error, please contact us at support@oweme.com.au before initiating a chargeback with your bank or payment provider. We will investigate and resolve legitimate billing errors promptly. Initiating a chargeback without first contacting us may result in immediate suspension of your account.
You agree that you will not:
All content on the OweMe platform — including but not limited to the OweMe name, logo, design, matching algorithm, and presentation of settlement data — is the intellectual property of OweMe and is protected under applicable Australian and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal, non-commercial purposes only.
Nothing on the OweMe platform constitutes legal advice. OweMe is a technology discovery tool only. If you require legal advice regarding your eligibility for any settlement, you should consult a qualified Australian legal practitioner.
OweMe does not guarantee that you will receive any payment from any settlement. Settlement eligibility is determined entirely by third-party settlement administrators. OweMe accepts no liability for any decision made by a settlement administrator regarding your eligibility.
To the maximum extent permitted by law, OweMe's total liability to you for any claim shall not exceed the total subscription fees paid by you to OweMe in the 12 months preceding the claim. OweMe is not liable for any indirect, incidental, special, or consequential damages, including missed settlement deadlines.
Nothing in these Terms excludes, restricts, or modifies any right or remedy implied or imposed by the Australian Consumer Law that cannot lawfully be excluded or limited.
Your use of OweMe is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the platform, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.
OweMe reserves the right to suspend or terminate your account at any time if you breach these Terms, engage in fraudulent activity, or for any other legitimate business reason. Upon termination, your right to access the platform ceases immediately.
These Terms are governed by the laws of New South Wales, Australia. You agree to submit to the non-exclusive jurisdiction of the courts of New South Wales for any dispute arising out of or in connection with these Terms.
Before commencing any legal proceedings, you agree to attempt to resolve any dispute with OweMe informally by contacting us at [email protected]. We will endeavour to respond within 14 business days.
We're happy to clarify anything